Life Begins at 40

This quote has been used many years back.  What do you think? It contains a lot of meaning and perception may differ from others as well.

From my view, after all the hard work during the young times, by reaching 40 life start changing progressively.  Probably the financial state gets better, debts reducing by say 60% (this is just an assumption). Children growing up and be independent. No more screaming and yelling in the house. Some may be almost reaching the peak in work or already placing themselves in a more secure position etc.

But what about the less fortunate group? Are they improving themselves? In life, you must set your goals, stick to your principles and have a good self discipline.  It groom oneself to be a better person despite of living poorly.  Of course in any situation there is always a price to be paid.  But in the end, due to all the hardship, its worth going through it. Some may not realize that all the life experience they gained from the hardship is valuable.  You should be grateful because 'experience' is the most expensive teacher in life.

Frankly speaking, life begins at 40 is only words. The actual fact, some people out there who is still struggling for a bowl of rice even after that age. Real life begins from the moment you are born and ends when you die.